Compare Final Expense Life Plans

How are costs calculated?

There are three pricing methods that affect long-term Medigap costs. When you enroll in a policy, you should make sure you understand which pricing method your plan follows. It’s worth noting that depending on where you live in the country, you may only have one of these options available.,

1. Attained-age-rated policies

These plans have premiums that increase as you age.

2. Issue-age-rated policies

These plans have premiums that increase due to inflation, not due to aging.

3. Community-rated policies

With these plans, everyone in an area is charged the same premium regardless of age.